Seniors: Don’t Miss Out on These 12 Money-Saving Perks in 2025

January 29, 2025 - Genie Editor

Over 50? These Smart Money Moves Could Save You Thousands

Hitting your 50s is a critical time to rethink how you grow and protect your money. Sure, you’ve heard of bulk shopping and retirement accounts—but those basics aren’t enough anymore.

While younger folks discover hidden savings online, many seniors miss out. Don’t fall behind.

Here are fast, modern ways to stretch your money further—before it’s too late.

1. Still Paying Off Credit Cards in Your 60s or 70s? (You’re Not Alone)

Carrying credit card debt into retirement? You’re not alone. In fact, over 80% of adults 75 and older still have balances—and many feel overwhelmed trying to keep up With rising interest rates and higher living costs, even minimum payments can feel impossible on a fixed income. But there may be a way out—without taking on more debt or filing for bankruptcy.

Thousands of older Americans are using programs that negotiate directly with creditors. These services may help lower your balances and monthly payments, so you can finally breathe easier.

You Need To Have At Least $20,000 In Credit Card Debt and Live In The USA.

See Your Debt Relief Options
(Consultation is free, confidential, and no obligation. Results vary based on individual financial situations)

2. Stop Overpaying on Auto Insurance

Take charge of your insurance today! Most people don’t realize they are overspending hundreds of dollars on their insurance rates yearly. It’s time to feel confident about the insurance coverage you are using.

This company, called Coverage helps you compare insurance options that fit your needs. By logging on and taking a short quiz, you can get fast, personalized results from top agencies that match your criteria.

Take a few minutes to answer a few questions to save  hundreds per year.

See how much you can save

3. Stop paying contractors upfront for home repairs until you try this!

It might sound unbelievable, and maybe your skeptical, but your probably curious. Choice Home Warranty could help you save hundreds on home repairs!

They’ve been around since 2008, so they’re a trusted name, offering affordable plans to cover your home’s appliances and systems that might fail due to regular wear and tear. Picture this: Your air conditioning unit breaks down during a heatwave. Instead of paying $1500 for repairs, you could let Choice Home Warranty handle all your covered home repair bills. They even have a nationwide network of 25,000 plus technicians.

This could save you a lot of money in no time! Sign up for a plan here and take advantage of Choice Home Warranty's limited-time offer to lock in their low 2024 rates - even in 2025! They’ll even give you 1 month for Free! When something covered in your home breaks, simply submit a claim online or call their 24/7 customer service. Don’t miss out! Secure these special rates before they’re gone!

Sign Up Now

4. Ask this Company to Pay off $20,000 or more of your Debt

It’s always difficult to get out of debt, especially on top of the other bills and inflated prices you have to cover on a monthly basis. But your debt has been made easier to handle and can be paid off much faster when you use National Debt Relief.

With zero fees to worry about until your debt is resolved, your debt of $20,000 or more can be reduced and paid off within 24 to 48 months when you allow National Debt Relief to help. National Debt Relief has relieved hundreds of thousands of customers to reduce their debt by 24% on average including fees.

With over 75,000+ 5-star ratings from top-review sites, National Debt Relief can be depended on when you’re looking to count on reducing your debt and save you $1000’s when you need it the most. In order to get started, answer a few questions to see if you qualify.

Try National Debt Relief

5. Cash is King – Earn Extra Income Using the Internet and Get Paid Directly

Get paid to play mobile apps on your phone, share your feedback, and be rewarded. It’s never been so simple to share the value you bring through your opinions and little prompts you get done by just using your phone, and you’ll secure cash outs through KashKick. There are easy tasks for you to complete by taking surveys or surfing the web, and the faster you’re able to get these tasks done, the faster you’re able to earn the monetary value attached to whatever task you chose as simple as that.

KashKick has you earning those few extra bucks through its user-friendly interface and you get connected with famous brands that mean the most to you. You share your feedback about those brands and you’re on your way to earning the variety of offers KashKick provides just for your friendly feedback.

Don’t miss out on your rewards today through KashKick. Nothing is simpler than counting 1-2-3 on your way to receiving a surplus amount of extra cash in your bank account by completing a simple task through KashKick and you’ll be earning more from the value that you bring!

Grow Your income Using KashKick

6. Get Personal Loans up to $50,000

*This is an ad.

Imagine waking up one step closer to you next financial goals. Using this site can be the first step.

Need a loan now? Get up to a $50,000 loan in days by answering a few questions on this site. NerdWallet helps thousands of people find the personal loans they need. From debt consolidation to homeowner loans and everything in between.

Use this tool to get loan results faster than ever, here’s how to get started.

1. Visit our link and enter how you’ll use your loan
2. Then, answer a few questions about you (name, email, etc.)
3. Get your results in minutes!

This tool can get you connected with a personal loan faster than ever, so you can make your next big financial step.

Get the Loan You Need Today

*Approval and loan terms vary based on applicant qualifications. Not all applicants will qualify for the full amount or lowest available rates. *Approval and loan terms vary based on applicant qualifications. Not all applicants will qualify for the full amount or lowest available rates.

*NerdWallet Compare, Inc. NMLS 1617539, https://nmlsconsumeraccess.org/
CA Fin. Lender loans per DFPI Fin. Lenders Lic 60DBO-74812

7. Stop Paying Your Credit Card Company and Try This Instead

Did you need some quick help with a “rainy day” situation but don’t have the cash or credit card balance available?  You’re not alone.  If you’re dealing with credit card debt, you understand the stress—the constant worry, the high interest rates, and the overwhelming fear that you’ll never get out.

AmONE is a personal loan marketplace with more than 50 lenders and financial institutions that can help you get matched with a personal loan keep you on your feet  in no time. AmONE is a free service that helps consumers, regardless of their credit score, find a personal loan.

You can borrow up to $100,000 and receive your funds as soon as 24 hours after approval - Talk about QUICK HELP!

Don’t let a rainy day scenario turn your day upside down - let AmONE help.

Get a Personal Loan Fast with an APR as Low as 6.49%

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