Seniors: Don’t Miss Out on These 8 Hidden Money-Saving Secrets in 2025

March 14, 2025 - Genie Editor

If You’re Over 50 and Not Using These Money-Saving Strategies, You’re Falling Behind

Turning 50 isn’t just a milestone—it’s a wake-up call. If you’re still relying on traditional tips like buying in bulk or maxing out your retirement account, that’s a good start—but it’s no longer enough.

The financial landscape is shifting fast. While younger generations spend hours discovering hidden savings hacks on social media, many seniors are missing out simply because they don’t know where to look.

Don’t let that be you. We’ve uncovered modern, under-the-radar ways to grow your wealth and save thousands—and most people over 50 have no idea they exist.

Here’s what you need to know before another month of missed savings slips by:

1. Still Paying Off Credit Cards in Your 60s or 70s? (You’re Not Alone)

Carrying credit card debt into retirement? You’re not alone. In fact, over 80% of adults 75 and older still have balances—and many feel overwhelmed trying to keep up With rising interest rates and higher living costs, even minimum payments can feel impossible on a fixed income. But there may be a way out—without taking on more debt or filing for bankruptcy.

Thousands of older Americans are using programs that negotiate directly with creditors. These services may help lower your balances and monthly payments, so you can finally breathe easier.

You Need To Have At Least $20,000 In Credit Card Debt and Live In The USA.

See Your Debt Relief Options
(Consultation is free, confidential, and no obligation. Results vary based on individual financial situations)

2. Earn Gift Cards with Swagbucks

Did you know that browsing the web can actually earn you money when you use Swagbucks? When you watch videos on YouTube, answer surveys, or shop online, you earn points that can be redeemed for gift cards or cash via PayPal. Swagbucks reportedly gives out over 7,000 free gift cards each day, so use the app and get your hands on one… or two… or three today.

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3. Earning Money for Your Screen Time (Behind the Scenes)

Not many people are aware, but Nielsen the company famous for TV ratings—will actually compensate you for the time you spend on your phone or computer. You’ll essentially participate in a small research study by simply installing an app on your device that provides Nielsen with anonymous data on your device usage.

Not everyone is eligible ( apply here ), but if you qualify, it’s a way to earn extra cash.

Apply Now

4. Cash is King – Earn Extra Income Using the Internet and Get Paid Directly

Get paid to play mobile apps on your phone, share your feedback, and be rewarded. It’s never been so simple to share the value you bring through your opinions and little prompts you get done by just using your phone, and you’ll secure cash outs through KashKick. There are easy tasks for you to complete by taking surveys or surfing the web, and the faster you’re able to get these tasks done, the faster you’re able to earn the monetary value attached to whatever task you chose as simple as that.

KashKick has you earning those few extra bucks through its user-friendly interface and you get connected with famous brands that mean the most to you. You share your feedback about those brands and you’re on your way to earning the variety of offers KashKick provides just for your friendly feedback.

Don’t miss out on your rewards today through KashKick. Nothing is simpler than counting 1-2-3 on your way to receiving a surplus amount of extra cash in your bank account by completing a simple task through KashKick and you’ll be earning more from the value that you bring!

Grow Your income Using KashKick

5. Get Personal Loans up to $50,000

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Need a loan now? You may qualify for up to a $50,000 loan in just days by answering a few simple questions on this site. NerdWallet helps thousands of people find the personal loans they need—from debt consolidation to home improvement and everything in between.

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This tool connects you with lenders quickly—so you can take the next big step toward your financial goals.

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*Approval and loan terms vary based on applicant qualifications. Not all applicants will qualify for the full amount or lowest available rates.

*NerdWallet Compare, Inc. NMLS 1617539, https://nmlsconsumeraccess.org/
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