8 Income Ideas for Seniors Struggling with High Living Costs

May 8, 2025 - Genie Editor

Top 5 Offers

  • Freedom Debt Relief - Ask this Company to Pay off your Debt
  • State Farm Auto - Cancel Your Car Insurance
  • BravoDebt - Still Paying Off Credit Cards in Your 60s or 70s? (You’re Not Alone)
  • Oricle Hearing Aid - Stop Overpaying for Hearing Aids — Try This $99 Alternative Instead
  • Insurify - Cut $1,025 From Your Car Insurance Bill — In 5 Minutes

Stashing away $1,000 is a big win — especially if you’re on Social Security or a tight budget. Now’s the time to make it work for you. Whether it’s starting an emergency fund, paying off bills, or cutting monthly expenses like groceries or prescriptions, these tips will help you stretch your money and feel more secure.

The Savings Genie is reader-supported. We may receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers.

1. Ask this Company to Pay off your Debt

Drowning in debt? Every month you wait makes it worse — more interest, more stress, and fewer options. If you’re carrying over $20,000 in credit cards, personal loans, or medical bills, it’s time to hit back.
Freedom Debt Relief could help slash what you owe and roll your debts into one low monthly payment. No upfront fees. No hidden tricks. You only pay when your debt gets resolved.

Many clients find relief in as little as 24–48 months — and the first step takes just 30 seconds. Answer a few quick questions and see if you qualify.

Check Your Eligibility Today

 

2. Cancel Your Car Insurance

You're probably overpaying for car insurance — and your current insurer is fine with that.

Most drivers stick with the same policy for years without checking rates. But auto insurance isn't one-size-fits-all — and your needs might have changed. With State Farm® you can get a personalized quote in minutes. No pressure. No spam. Just coverage built around you, backed by a local agent who’s ready to help.

It’s fast. It’s free. And it could save you more than you think.

Find Out If You’re Overpaying

3. Still Paying Off Credit Cards in Your 60s or 70s? (You’re Not Alone)

Carrying credit card debt into retirement? You’re not alone. In fact, over 80% of adults 75 and older still have balances—and many feel overwhelmed trying to keep up With rising interest rates and higher living costs, even minimum payments can feel impossible on a fixed income. But there may be a way out—without taking on more debt or filing for bankruptcy.

Thousands of older Americans are using programs that negotiate directly with creditors. These services may help lower your balances and monthly payments, so you can finally breathe easier.

You Need To Have At Least $20,000 In Credit Card Debt and Live In The USA.

See Your Debt Relief Options
(Consultation is free, confidential, and no obligation. Results vary based on individual financial situations)

4. Stop Overpaying for Hearing Aids — Try This $99 Alternative Instead

Still paying thousands for hearing aids? You’re not alone — traditional devices often cost $3,000 to $5,000, require doctor appointments, and come with complicated fittings.

But a new option is changing that.

Oricle Hearing 2.0 is a revolutionary over-the-counter hearing aid designed for clear, comfortable hearing — without the sky-high price tag. For just $99, you get discreet, rechargeable hearing aids that are:

✅ Virtually invisible in-ear
✅ Doctor-free (no appointment or test needed)
✅ Engineered for crystal clear sound and noise cancellation
✅ Rated 4.9 by 13,000+ happy customers

It even ships straight to your door and comes with a 30-day satisfaction guarantee.

💡 Hot Deal: Save 50% — But Only While Supplies Last

Order Oricle Hearing Now – $99 Deal Ends Tonight

5. Cut $1,025 From Your Car Insurance Bill — In 5 Minutes

If you haven’t shopped around for car insurance lately, there’s a good chance you're paying too much — and your insurer is hoping you never notice.

Skip the hassle of checking dozens of sites, Insurify lets you compare quotes from top providers in one place. It’s fast, free, and users save up to $1,025 a year. Just answer a few quick questions about your car and driving history.

Insurify will show you personalized rates in minutes — no phone calls, no junk emails. Just real savings and a 4.7-star Trustpilot rating to back it up.

Compare My Quotes — It’s Free

6. Earn up to $60 a Year Using Your Smartphone, Tablet or Computer

Have you ever wondered who influences the products and brands consumers use? The answer is you.  Nielsen is the company that collects anonymous data that helps shape what shows appear on Netflix, which podcasts trend, and what radio content people hear — and they’ll reward you for simply sharing how you use the internet.

By joining Nielsen, your everyday device usage can help shape the future of media — and you can receive rewards in return! Just sign up and install the app on your phone, tablet, or computer. It runs quietly in the background, and the longer it stays, the more reward points you receive.

These points can be redeemed for gift cards from popular retailers like Amazon and Walmart. The program is 100% free, and there's nothing else you need to do after setup.


See If You Qualify Today

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