You could be missing out on thousands — without even realizing it.
From cutting major bills like debt and insurance to earning extra cash on the side, there are ways to improve your finances right now. See what you may qualify for below.
8 Income Ideas for Seniors Struggling with High Living Costs
July 6, 2026 - Genie Editor
1. Gold Could Hit $6,000 Soon – Act Now!
If you’ve worked hard to build up extra savings, the last thing you want is to see inflation quietly eat away at its value.
That’s why more Americans are learning how gold has been used for generations to help protect wealth during uncertain times. Unlike cash, gold isn’t tied to the dollar — and many people use it as a way to diversify and safeguard part of their savings.
Get Priority Gold’s FREE Wealth Protection Guide to learn how gold works — and why more savers are adding it to their long-term financial plans.
2. Most Americans Are Missing This When It Comes to Their Money
Most people don’t have a financial advisor, and honestly, that can be a pretty big mistake.
Sure, you can manage everything yourself if you want to — but most people don’t have the time to constantly stay on top of investments, retirement planning, tax changes, and all the little money decisions that can add up over time.
That’s where having someone actually paying attention to your money can make a difference. A good advisor may help you avoid costly mistakes, plan smarter for retirement, and understand financial moves you may not have thought about on your own.
If you don’t personally know a financial advisor, Datalign's technology can help match you to an advisor who fits your goals.
Skip the research and take a quick quiz to see what advisor options may be available to you
*Advisor matches and availability may vary based on your location, goals, and financial situation.
3. See if your credit card debt is eligible for this debt relief program
Carrying credit card balances can quickly become overwhelming, especially as interest continues to add up each month. Many people put off dealing with debt because they’re unsure where to start — but waiting often makes the situation harder to manage.
If you have $15,000 or more in unsecured debt, including credit cards, personal loans, or medical bills, a debt relief program like Nerdwallet may help you explore options designed to simplify repayment through a single monthly plan.
There are no upfront fees, and checking eligibility is fast and straightforward. Answer a few quick questions to see if you may qualify.
4. Get Personal Loans up to $50,000
*This is an ad.
Imagine waking up one step closer to your next financial goals. Using this site could be your first step.
Need a loan now? You may qualify for up to a $50,000 loan in just days by answering a few simple questions on this site. NerdWallet helps thousands of people find the personal loans they need—from debt consolidation to home improvement and everything in between.
Use this tool to get matched with loan options faster than ever. Here’s how to get started:
1. Visit our link and choose how you plan to use your loan
2. Then, answer a few questions about yourself (name, email, etc.)
3. Get your personalized loan results in minutes!
This tool connects you with lenders quickly—so you can take the next big step toward your financial goals.
*Approval and loan terms vary based on applicant qualifications. Not all applicants will qualify for the full amount or lowest available rates.
*NerdWallet Compare, Inc. NMLS 1617539, https://nmlsconsumeraccess.org/
CA Fin. Lender loans per DFPI Fin. Lenders Lic 60DBO-74812
5. One Way Some Retirees Are Responding to Inflation
Rising costs are pushing many Americans to rethink their retirement strategy, and while traditional accounts often rely on stocks and dollar-based assets, some are exploring ways to diversify.
Gold has historically been viewed by some investors as a potential hedge during inflation, market uncertainty, and currency weakness. American Hartford Gold offers resources for those looking to better understand how physical precious metals may fit into a broader retirement strategy.
Getting started is simpler than you might think — here’s how:
- Step 1: Request a free Gold IRA guide below
- Step 2: Connect with a specialist
- Step 3: Diversify your portfolio
It only takes a few minutes to review your options and see what may be available for your situation. (Minimum $15,000 investment required.)
6. Turn Your Retirement Savings Into Predictable Monthly Income
Looking for more dependable income in retirement?
Leverage Planning offers a free annuity guide that shows how some retirees use annuities to create guaranteed income and reduce exposure to market swings.
*Annuity options vary based on individual financial situations. Review all terms before making decisions.
7. Timeshare Owners Paying $1,480+ a Year Are Checking Their Legal Exit Options
In 2024, the average maintenance fee hit $1,480, up 17.5% in a single year, more than 6 times the rate of inflation. That's more than $100 per month for something you may use once a year, and that's before special assessments, surprise charges for repairs or shortfalls that can add hundreds, and sometimes thousands of dollars with little warning.
What's worse, when you're gone those obligations don't disappear. They can pass directly to heirs who never signed up for them. It's no surprise 85% of timeshare owners regret their purchase.
If you're in a timeshare you want out of, Stonegate , the #1 Consumer Contract Exit Company, may be able to help with attorney-powered timeshare cancellation.
Whether you signed your timeshare contract in the 1980's or the 2020's, Stonegate's proven process has helped families across the country break free from their timeshare financial burden, finally achieving financial freedom through its proven and professional legal experts.
Want to find out if your timeshare qualifies for a permanent legal exit?
