We’ve done the digging and found some of the most effective ways to help cover your rent — fast. A few of these tips can help you save money right away, while others show you how to bring in a little extra cash on the side. The best part? These aren’t scams or shady gimmicks. The tools and opportunities on this list are legit. Take a few minutes, follow the steps, and you might find yourself a lot less stressed the next time rent’s due
Surprising Things To Do If Your Full-Time Job Isn’t Enough To Pay Rent
June 9, 2025 - Genie Editor
1. Ask this Company to Pay off your Debt
Drowning in debt? Every month you wait makes it worse — more interest, more stress, and fewer options. If you’re carrying over $20,000 in credit cards, personal loans, or medical bills, it’s time to hit back.
Freedom Debt Relief could help slash what you owe and roll your debts into one low monthly payment. No upfront fees. No hidden tricks. You only pay when your debt gets resolved.
Many clients find relief in as little as 24–48 months — and the first step takes just 30 seconds. Answer a few quick questions and see if you qualify.
2. Cancel Your Car Insurance
Your car insurance might have made sense a year ago — but it could be costing you now.
Most drivers stick with the same policy for years without checking rates. But auto insurance isn't one-size-fits-all — and your needs might have changed. With State Farm®, you can get a personalized quote in minutes. No pressure. No spam. Just coverage built around you, backed by a local agent who’s ready to help.
It’s fast. It’s free. And it could save you more than you think.
3. Earn up to $60 a Year Using Your Smartphone, Tablet or Computer
Have you ever wondered who influences the products and brands consumers use? The answer is you. Nielsen is the company that collects anonymous data that helps shape what shows appear on Netflix, which podcasts trend, and what radio content people hear — and they’ll reward you for simply sharing how you use the internet.
By joining Nielsen, your everyday device usage can help shape the future of media — and you can receive rewards in return! Just sign up and install the app on your phone, tablet, or computer. It runs quietly in the background, and the longer it stays, the more reward points you receive.
These points can be redeemed for gift cards from popular retailers like Amazon and Walmart. The program is 100% free, and there's nothing else you need to do after setup.
4. Cut $1,025 From Your Car Insurance Bill — In 5 Minutes
If you haven’t shopped around for car insurance lately, there’s a good chance you're paying too much — and your insurer is hoping you never notice.
Skip the hassle of checking dozens of sites, Insurify lets you compare quotes from top providers in one place. It’s fast, free, and users save up to $1,025 a year. Just answer a few quick questions about your car and driving history.
Insurify will show you personalized rates in minutes — no phone calls, no junk emails. Just real savings and a 4.7-star Trustpilot rating to back it up.
5. Stop Overpaying for Home Insurance
When it comes to saving money, most people rush to change their car insurance. But here’s the secret:
Switching home insurance often leads to even bigger savings.
Some homeowners cut $500–$1,000+ off their yearly premiums—just by comparing providers. Rates can vary drastically between insurers for the same exact coverage.
Use this comparison tool to check your rate now. It’s free, takes minutes, and could put real money back in your pocket.
6. Get Personal Loans up to $50,000
*This is an ad.
Imagine waking up one step closer to your next financial goals. Using this site could be your first step.
Need a loan now? You may qualify for up to a $50,000 loan in just days by answering a few simple questions on this site. NerdWallet helps thousands of people find the personal loans they need—from debt consolidation to home improvement and everything in between.
Use this tool to get matched with loan options faster than ever. Here’s how to get started:
1. Visit our link and choose how you plan to use your loan
2. Then, answer a few questions about yourself (name, email, etc.)
3. Get your personalized loan results in minutes!
This tool connects you with lenders quickly—so you can take the next big step toward your financial goals.
*Approval and loan terms vary based on applicant qualifications. Not all applicants will qualify for the full amount or lowest available rates.
*NerdWallet Compare, Inc. NMLS 1617539, https://nmlsconsumeraccess.org/
CA Fin. Lender loans per DFPI Fin. Lenders Lic 60DBO-74812
7. Crush Debt Without a Second Job—Tap Your Home for Fast Cash
I get it—watching your credit card balances climb while you’re doing everything to stay afloat is exhausting. That’s where Hometap comes in: it turns your home equity into upfront cash, no loan, no monthly payments—just real relief to finally knock that debt down.
Hometap lets homeowners access their home equity without taking out a loan or making monthly payments. Instead, it offers a home equity investment—a lump sum in exchange for a share in the home’s future value. Homeowners can receive up to 25% of their home’s value (up to $600,000) and have 10 years to settle, usually by selling or refinancing.
How it works:
Check eligibility – Must own a qualifying home, have 25%+ equity, current on mortgage payments, a 500+ credit score, and live in one of these states:
AZ, CA, FL, MI, MN, NV, NY, NJ, NC, OH, OR, PA, SC, UT, VA, WA.
Request an estimate – Share basic info to get a preliminary offer.
Apply – Complete the application and schedule an appraisal ($299–$1,000).
Sign and close – Review terms and pay ~3.5% in closing costs.
Receive funds – Get cash in days.
Settle later – Repay via refinance, buyout, or home sale.
Ready to unlock your home’s potential?
Apply Now
