8 Smart Things Experts Say To Do When You’re Stressed About Money

June 11, 2025 - Genie Editor

Your savings account isn’t where you want it. We’ve all been there — and all it takes is one car repair or surprise medical bill to make things worse.

Don’t panic. Instead, check out these 8 simple strategies to build your savings — and keep them growing.

1. Ask this Company to Pay off your Debt

Drowning in debt? Every month you wait makes it worse — more interest, more stress, and fewer options. If you’re carrying over $20,000 in credit cards, personal loans, or medical bills, it’s time to hit back.
Freedom Debt Relief could help slash what you owe and roll your debts into one low monthly payment. No upfront fees. No hidden tricks. You only pay when your debt gets resolved.

Many clients find relief in as little as 24–48 months — and the first step takes just 30 seconds. Answer a few quick questions and see if you qualify.

Check Your Eligibility Today

 

2. Cancel Your Car Insurance

If you haven’t shopped around for car insurance lately, there’s a good chance you're paying too much — and your insurer is hoping you never notice.

Skip the hassle of checking dozens of sites, Insurify lets you compare quotes from top providers in one place. It’s fast, free, and users save up to $1,025 a year. Just answer a few quick questions about your car and driving history.

Insurify will show you personalized rates in minutes — no phone calls, no junk emails. Just real savings and a 4.7-star Trustpilot rating to back it up.

Compare My Quotes — It’s Free

3. Get Personal Loans up to $50,000

*This is an ad.

Imagine waking up one step closer to your next financial goals. Using this site could be your first step.

Need a loan now? You may qualify for up to a $50,000 loan in just days by answering a few simple questions on this site. NerdWallet helps thousands of people find the personal loans they need—from debt consolidation to home improvement and everything in between.

Use this tool to get matched with loan options faster than ever. Here’s how to get started:

1. Visit our link and choose how you plan to use your loan
2. Then, answer a few questions about yourself (name, email, etc.)
3. Get your personalized loan results in minutes!

This tool connects you with lenders quickly—so you can take the next big step toward your financial goals.

Get the Loan You Need Today

*Approval and loan terms vary based on applicant qualifications. Not all applicants will qualify for the full amount or lowest available rates.

*NerdWallet Compare, Inc. NMLS 1617539, https://nmlsconsumeraccess.org/
CA Fin. Lender loans per DFPI Fin. Lenders Lic 60DBO-74812

4. Stop Paying Your Credit Card Company and Try This Instead

Did you need some quick help with a “rainy day” situation but don’t have the cash or credit card balance available?  You’re not alone.  If you’re dealing with credit card debt, you understand the stress—the constant worry, the high interest rates, and the overwhelming fear that you’ll never get out.

AmONE is a personal loan marketplace with more than 50 lenders and financial institutions that can help you get matched with a personal loan keep you on your feet  in no time. AmONE is a free service that helps consumers, regardless of their credit score, find a personal loan.

You can borrow up to $100,000 and receive your funds as soon as 24 hours after approval - Talk about QUICK HELP!

Don’t let a rainy day scenario turn your day upside down - let AmONE help.

Get a Personal Loan Fast with an APR as Low as 6.40%

5. Cash is King – Earn Extra Income Using the Internet and Get Paid Directly

Get paid to play mobile apps on your phone, share your feedback, and be rewarded. It’s never been so simple to share the value you bring through your opinions and little prompts you get done by just using your phone, and you’ll secure cash outs through KashKick. There are easy tasks for you to complete by taking surveys or surfing the web, and the faster you’re able to get these tasks done, the faster you’re able to earn the monetary value attached to whatever task you chose as simple as that.

KashKick has you earning those few extra bucks through its user-friendly interface and you get connected with famous brands that mean the most to you. You share your feedback about those brands and you’re on your way to earning the variety of offers KashKick provides just for your friendly feedback.

Don’t miss out on your rewards today through KashKick. Nothing is simpler than counting 1-2-3 on your way to receiving a surplus amount of extra cash in your bank account by completing a simple task through KashKick and you’ll be earning more from the value that you bring!

Grow Your income Using KashKick

6. Cancel Your Car Insurance

You're probably overpaying for car insurance — and your current insurer is fine with that.

Most drivers stick with the same policy for years without checking rates. But auto insurance isn't one-size-fits-all — and your needs might have changed. With State Farm® you can get a personalized quote in minutes. No pressure. No spam. Just coverage built around you, backed by a local agent who’s ready to help.

It’s fast. It’s free. And it could save you more than you think.

Compare My Quotes – It’s Free

7. Crush Debt Without a Second Job—Tap Your Home for Fast Cash

I get it—watching your credit card balances climb while you’re doing everything to stay afloat is exhausting. That’s where Hometap comes in: it turns your home equity into upfront cash, no loan, no monthly payments—just real relief to finally knock that debt down.

Hometap lets homeowners access their home equity without taking out a loan or making monthly payments. Instead, it offers a home equity investment—a lump sum in exchange for a share in the home’s future value. Homeowners can receive up to 25% of their home’s value (up to $600,000) and have 10 years to settle, usually by selling or refinancing.

How it works:

Check eligibility – Must own a qualifying home, have 25%+ equity, current on mortgage payments, a 500+ credit score, and live in one of these states:
AZ, CA, FL, MI, MN, NV, NY, NJ, NC, OH, OR, PA, SC, UT, VA, WA.

Request an estimate – Share basic info to get a preliminary offer.
Apply – Complete the application and schedule an appraisal ($299–$1,000).
Sign and close – Review terms and pay ~3.5% in closing costs.
Receive funds – Get cash in days.
Settle later – Repay via refinance, buyout, or home sale.

Ready to unlock your home’s potential?
Apply Now

8. Earn up to $60 a Year Using Your Smartphone, Tablet or Computer

Have you ever wondered who influences the products and brands consumers use? The answer is you.  Nielsen is the company that collects anonymous data that helps shape what shows appear on Netflix, which podcasts trend, and what radio content people hear — and they’ll reward you for simply sharing how you use the internet.

By joining Nielsen, your everyday device usage can help shape the future of media — and you can receive rewards in return! Just sign up and install the app on your phone, tablet, or computer. It runs quietly in the background, and the longer it stays, the more reward points you receive.

These points can be redeemed for gift cards from popular retailers like Amazon and Walmart. The program is 100% free, and there's nothing else you need to do after setup.


See If You Qualify Today

9. Paying Too Much for Internet? Do This to Get It for $35/Month

Looking for an easy way to cut your monthly expenses? One of the smartest places to start is with your internet bill. Many people are paying too much—locked into high rates and contracts that don’t make sense anymore.

But thanks to T-Mobile’s 5G Home Internet plan, you can now get reliable high-speed service for as little as $35/month with AutoPay and a qualifying voice line.

Even better? New customers can receive a $100 prepaid gift card just for signing up.

Enter your address and phone number to check availability in your area. No contracts, no equipment fees, and setup takes minutes!

Sign up for T-Mobile Home Internet – $100 Gift Card Included!

 

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