Short on time but want to boost your income? Some side hustles are designed to work around busy schedules — not take them over. Scroll down to see which ones might fit your day.
4 Easy Side Hustles You Can Do on Your Phone
January 5, 2026 - Genie Editor
1. This Tool Is Helping Drivers Cut Their Bills Fast — Check Your Rate
Most drivers have no idea how much they’re overpaying for car insurance. Rates creep up, insurers stay quiet, and you end up paying far more than you should without even realizing it.
I was paying $159/month and thought it was normal. But after checking Cheap Online Insurance, I found a rate for **$47/month* for two cars** — a huge drop for the same type of coverage. That’s when I realized how many people are likely paying too much simply because they haven’t compared their options.
This tool shows you real quotes from top insurers so you can see instantly whether you’re eligible for a lower rate. Many drivers find better pricing within minutes.
Here’s how to check your lowest available rate today:
1. Click the link below and enter your ZIP, driving details, and basic info.
2. Answer a few quick questions about your vehicle(s).
3. Review your available quotes — some may offer same-day savings.
It takes less than two minutes, and the potential savings can be significant. If you haven’t compared in the last 30–60 days, you may be missing out.
Check your lowest available rate now
*Actual savings and coverage options vary based on factors such as driving history, location, and insurer policies. The rates shown in this example may not reflect what every user will qualify for.
2. Get Paid for Using Your Phone, Tablet, or Computer
Your everyday online activity helps shape the products, brands, and media people use. Nielsen collects anonymous data to understand what people watch and listen to — and rewards participants for simply sharing how they use the internet.
Join the Nielsen Computer & Mobile Panel by installing the app on your phone, tablet, or computer. It runs quietly in the background, and the longer it stays installed, the more reward points you can earn.
Points can be redeemed for gift cards from popular retailers like Amazon and Walmart. The program is completely free and requires no ongoing effort.
3. See If You Qualify for Credit Card Debt Relief
If high-interest credit card debt is draining your bank account each month, you’re not alone — and it’s getting harder to keep up. What many people don’t realize is that if you’re carrying $30,000+ in debt, you may qualify for a program designed to help reduce what you owe and regain control.
Clear One Advantage helps consumers with significant credit card debt explore customized relief plans — often with one affordable monthly payment — so they can get out of debt faster than trying to manage it alone.
There are no upfront fees, and checking eligibility takes just a couple of minutes. If you qualify, a certified specialist will explain your options and next steps right away.
4. Seniors: Unlock Hidden Discounts & Benefits You Deserve
If you're in your golden years and looking for ways to stretch your budget, you're not alone — and you don’t have to figure it out on your own. With rising prices on groceries, healthcare, and everyday essentials, many seniors feel stuck. The good news? There are real programs and discounts designed specifically to help people 55+ save more every month.
WiseSavings helps seniors access exclusive discounts on groceries and healthcare, get support navigating federal assistance programs, discover affordable 55+ housing options, and reduce daily expenses using their personalized savings guide.
More than 250,000 seniors are already using WiseSavings to discover resources and savings they never knew existed. It only takes a couple of minutes, and everything is customized to your age, situation, and needs.
5. Trying to Earn Extra Cash? Don’t Let a Vet Visit Take It
Unexpected vet bills are one of the fastest ways pet owners lose hundreds or even thousands of dollars — often in a single visit. If you’re looking for ways to keep more cash in your pocket, this is one smart move many pet owners make before something goes wrong.
Lemonade Pet Insurance helps dog and cat owners protect their cash by reducing out-of-pocket vet costs for accidents, illnesses, tests, treatments, and medications. Instead of paying a large bill all at once, eligible expenses are reimbursed — helping smooth out unexpected costs.
For many pet parents, this means fewer financial surprises and more control over monthly spending, even when emergencies happen.
It only takes about a minute to see pricing and coverage options for your pet.