12 Money Moves Seniors Are Making In 2026

May 4, 2026 - Genie Editor

Top 5 Apps People Are Using Right Now

1. Auto Insurance: Some Drivers Are Checking Rates Again

Still using the same auto insurance company you signed up with years ago? You might be paying more than necessary.

Insurance rates have changed a lot recently, and many drivers are now using free comparison tools to quickly check whether lower-priced coverage may be available.

One site people are using is Select My Policy, a free quote comparison tool that lets you review offers from multiple insurers in just a few minutes.

Fast & Free: Compare rates online in minutes

Multiple Providers: Review offers side-by-side

No Obligation: Check rates without switching providers

Some drivers report saving hundreds per year simply by comparing options before renewing their current policy.

It only takes about 2 minutes to see what rates may be available for your vehicle and location.

See Available Auto Insurance Rates

*Savings are not guaranteed and vary based on driver profile, vehicle, location, and coverage selections.

2. Most Americans Are Missing This When It Comes to Their Money

Most people don’t have a financial advisor, and honestly, that can be a pretty big mistake.

Sure, you can manage everything yourself if you want to — but most people don’t have the time to constantly stay on top of investments, retirement planning, tax changes, and all the little money decisions that can add up over time.

That’s where having someone actually paying attention to your money can make a difference. A good advisor may help you avoid costly mistakes, plan smarter for retirement, and understand financial moves you may not have thought about on your own.

If you don’t personally know a financial advisor, Datalign's technology can help match you to an advisor who fits your goals.

Skip the research and take a quick quiz to see what advisor options may be available to you

Take The Quick Quiz

*Advisor matches and availability may vary based on your location, goals, and financial situation.

3. Stop Blindly Renewing Expensive Home Insurance

People on retirement income are starting to use this free insurance comparison site to check whether they may be paying too much for coverage. Instead of blindly renewing the same policy every year, this tool lets you quickly compare auto, home, and life insurance options in just minutes.

Save Hundreds: Fast & Free Quote Process
Compare Rates: See Options Based On Your Budget
No Obligation: No Login Or Provider Switch Required

Some people are surprised by how much rates may have changed without them realizing it.

Compare Rates & Save

4. Don’t Keep All Your Retirement Savings Tied To The Stock Market

With inflation, market volatility, and rising living costs continuing to pressure retirement savings, some Americans are looking beyond traditional stock-based accounts and exploring physical gold as a way to diversify.

Gold Trust Precious Metals connects individuals with educational resources and specialists who can help explain how a Gold IRA works and what options may be available based on your retirement goals.

Getting started is quick and simple:

  • Step 1: Request your free Gold IRA guide
  • Step 2: Speak with a precious metals specialist
  • Step 3: Review available rollover and diversification options

Some investors view gold as a potential hedge during periods of inflation and economic uncertainty. Reviewing your options only takes a few minutes, and there’s no obligation to learn more.

(Minimum investment requirements may apply.)

Claim Your Free Gold IRA Guide

5. Turn Your Retirement Savings Into Predictable Monthly Income

Looking for more dependable income in retirement?

Leverage Planning offers a free annuity guide that shows how some retirees use annuities to create guaranteed income and reduce exposure to market swings.

See Your Options

*Annuity options vary based on individual financial situations. Review all terms before making decisions.

6. See if your credit card debt is eligible for this debt relief program

Carrying credit card balances can quickly become overwhelming, especially as interest continues to add up each month. Many people put off dealing with debt because they’re unsure where to start — but waiting often makes the situation harder to manage.

If you have $15,000 or more in unsecured debt, including credit cards, personal loans, or medical bills, a debt relief program like Nerdwallet may help you explore options designed to simplify repayment through a single monthly plan.

There are no upfront fees, and checking eligibility is fast and straightforward. Answer a few quick questions to see if you may qualify.

Check Your Eligibility Today

7. Check This Before Paying Another High Internet Bill

Looking for an easy way to cut your monthly expenses? Your internet bill may be one of the first places to check. Many households are still paying high monthly rates for home internet — sometimes with contracts, equipment fees, or plans they no longer need.

With T-Mobile 5G Home Internet, eligible customers can get home internet starting at $35/month with AutoPay and a qualifying voice line. New customers may also qualify for a $100 prepaid gift card after signing up.

Just enter your address and phone number to check availability in your area. No annual contracts, no equipment fees, and setup can take just minutes.
Check T-Mobile Internet Availability →

8. Stop Overpaying for Hearing Aids — Try This $99 Alternative Instead

Still paying thousands for hearing aids? You’re not alone — traditional devices often cost $3,000 to $5,000, require doctor appointments, and come with complicated fittings.

But a new option is changing that.

Oricle Hearing 2.0 is a revolutionary over-the-counter hearing aid designed for clear, comfortable hearing — without the sky-high price tag. For just $99, you get discreet, rechargeable hearing aids that are:

✅ Virtually invisible in-ear
✅ Doctor-free (no appointment or test needed)
✅ Engineered for crystal clear sound and noise cancellation
✅ Rated 4.9 by 13,000+ happy customers

It even ships straight to your door and comes with a 30-day satisfaction guarantee.

💡 Hot Deal: Save 50% — But Only While Supplies Last

Order Oricle Hearing Now – $99 Deal Ends Tonight

9. Homeowners Over the Age of 62 May Qualify for This Little-Known Benefit

Here’s something many homeowners over the age of 62 don’t realize: you may be able to turn part of your home’s equity into extra cash to help cover everyday expenses, medical costs, or simply create more breathing room in retirement. But there’s a simple way to see what you may qualify for.

Mutual of Omaha provides a free reverse mortgage guide that explains how eligible homeowners can access funds from their home’s equity without selling. Many seniors are surprised by how much they may qualify to receive.

It only takes a minute to review your options, and there’s no obligation. If you own your home and you’re over the age of 62, it may be worth checking what’s available for your situation.

Get Your Free Guide

*Eligibility and available funds vary based on age, home value, and program requirements.

10. One Way Some Retirees Are Responding to Inflation

Rising costs are pushing many Americans to rethink their retirement strategy, and while traditional accounts often rely on stocks and dollar-based assets, some are exploring ways to diversify.

Gold has historically been viewed by some investors as a potential hedge during inflation, market uncertainty, and currency weakness. American Hartford Gold offers resources for those looking to better understand how physical precious metals may fit into a broader retirement strategy.

Getting started is simpler than you might think — here’s how:

  • Step 1: Request a free Gold IRA guide below
  • Step 2: Connect with a specialist
  • Step 3: Diversify your portfolio

It only takes a few minutes to review your options and see what may be available for your situation. (Minimum $15,000 investment required.)

Start Investing In Gold Today

11. Many Drivers 50+ Are Rechecking Their Car Insurance Costs

Most drivers are overpaying — some by $1,000+ a year. If you haven’t checked your rate recently, there’s a good chance you’re paying more than you need to. Rates change constantly, and loyalty doesn’t always pay.

Takes 60 seconds to compare and see what you could be saving.

Check Your New Rate Now!

Review Available Options

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