If you want to pay off your credit card debt fast, you're not alone - more than half of Americans carry a credit balance over month after month. The good news? There are ways out, even if they aren’t always obvious. Keep reading to discover smart, practical steps to get on the path to becoming debt-free.
5 Clever Ways To Pay Off Your Credit Card Debt
January 16, 2025 - Genie Editor
Top 5 Offers
- BravoDebt - Crushed by Credit Card Debt? Do This One Thing (It’s Genius!)
- Choice Home Warranty - Stop paying contractors upfront for home repairs until you try this!
- Coverage - Stop Overpaying on Auto Insurance
- Kashkick - Make Money Having Fun in Your Pjs! Earn Now With KashKick!
- Nielsen Panel - Earning Money for Your Screen Time (Behind the Scenes)
1. Crushed by Credit Card Debt? Do This One Thing (It’s Genius!)
Credit cards can feel like quicksand. You make payments, but the balance barely changes. You might avoid opening the mail, ignore unknown calls, or dread logging into your bank app. That stress shows up as sick stomachs and muscle cramps. Baggy eyes from lost sleep. Arguments over spilled milk.
But here’s a smart move: some people are using a free service that matches you with a debt relief provider. These pros may work with your creditors to lower what you owe or cut your monthly payment. Breathing room means you don’t have to choose which bill to skip. You might even have money left over for groceries, gas—or savings.
This isn’t a loan. And it’s not bankruptcy. It’s just a simple way to see if there’s a better plan for you to get your life back.
No pressure. Just a way to get your life back on track.
You Need To Have At Least $20,000 In Credit Card Debt and Live In The USA.
2. Stop paying contractors upfront for home repairs until you try this!
It might sound unbelievable, and maybe your skeptical, but your probably curious. Choice Home Warranty could help you save hundreds on home repairs!
They’ve been around since 2008, so they’re a trusted name, offering affordable plans to cover your home’s appliances and systems that might fail due to regular wear and tear. Picture this: Your air conditioning unit breaks down during a heatwave. Instead of paying $1500 for repairs, you could let Choice Home Warranty handle all your covered home repair bills. They even have a nationwide network of 25,000 plus technicians.
This could save you a lot of money in no time! Sign up for a plan here and take advantage of Choice Home Warranty's limited-time offer to lock in their low 2024 rates - even in 2025! They’ll even give you 1 month for Free! When something covered in your home breaks, simply submit a claim online or call their 24/7 customer service. Don’t miss out! Secure these special rates before they’re gone!
3. Stop Overpaying on Auto Insurance
Take charge of your insurance today! Most people don’t realize they are overspending hundreds of dollars on their insurance rates yearly. It’s time to feel confident about the insurance coverage you are using.
This company, called Coverage helps you compare insurance options that fit your needs. By logging on and taking a short quiz, you can get fast, personalized results from top agencies that match your criteria.
Take a few minutes to answer a few questions to save hundreds per year.
4. Make Money Having Fun in Your Pjs! Earn Now With KashKick!
KashKick users can make $100 or more on their first visit!
Get paid to do things that are not work! Play games like Solitaire, Board Kings, Dice Dreams and More!
Take surveys catered to you, and get paid!
1. Enter your name and email address to create your account
2. Complete your first offer to start making cash
3. Keep completing surveys and playing games on your phone or desktop
4. Get paid to do things that are not work! Play games like Solitaire, Board Kings, Dice Dreams and More!
5. Earning Money for Your Screen Time (Behind the Scenes)
Not many people are aware, but Nielsen the company famous for TV ratings—will actually compensate you for the time you spend on your phone or computer. You’ll essentially participate in a small research study by simply installing an app on your device that provides Nielsen with anonymous data on your device usage.
Not everyone is eligible ( apply here ), but if you qualify, it’s a way to earn extra cash.
