7 Moves To Make If You Have $1000 In Your Bank Account

May 1, 2025 - Genie Editor

Top 5 Offers

  • Insurify - Cut $1,025 From Your Car Insurance Bill — In 5 Minutes
  • AARP - Over 50? You’re Probably Paying Too Much — Here’s How to Fix That
  • Choice Home Warranty - Stop paying contractors upfront for home repairs until you try this!
  • Freedom Debt Relief - Ask this Company to Pay off your Debt
  • Coverage - Stop Overpaying on Auto Insurance

Congratulations! You’ve finally built up a little bit of wiggle room in your bank account. An extra $1000 dollars is an accomplishment, but your financial work is just beginning. You have the extra cash, now it’s time to figure out exactly you should do with it. Start by thinking about your long-term goals. Are you preparing for retirement? Hoping to buy a home one day? Working on paying off you student loans? Whatever your goal may be, make sure to stretch this cash as far as it can go with these helpful steps.

The Savings Genie is reader-supported. We may receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers.

1. Cut $1,025 From Your Car Insurance Bill — In 5 Minutes

If you haven’t shopped around for car insurance lately, there’s a good chance you're paying too much — and your insurer is hoping you never notice.

Skip the hassle of checking dozens of sites, Insurify lets you compare quotes from top providers in one place. It’s fast, free, and users save up to $1,025 a year. Just answer a few quick questions about your car and driving history.

Insurify will show you personalized rates in minutes — no phone calls, no junk emails. Just real savings and a 4.7-star Trustpilot rating to back it up.

Compare My Quotes — It’s Free

2. Over 50? You’re Probably Paying Too Much — Here’s How to Fix That

If you’re 50 or older, joining AARP could save you hundreds — even thousands — every year.
Right now, AARP members are saving big on:

🍽 Restaurants & Meal Delivery – up to $450/year in food savings
✈️ Airfare, Hotels, Car Rentals & Cruises – exclusive travel deals
👓 Eyeglasses & Prescriptions – even ones not covered by insurance
🛒 Everyday essentials, insurance, entertainment & more

That’s just the beginning. AARP also gives you insider access to Social Security strategies, caregiving resources, job opportunities, and retirement planning tools — all tailored to people 50+.

It costs just $15 for the first year (with auto-renew) — and you'll likely make that back in the first week.
How to Join:

Click here to get started
Pick your free welcome gift
Create your account and start saving

Join AARP Now

 

3. Stop paying contractors upfront for home repairs until you try this!

It might sound unbelievable, and maybe your skeptical, but your probably curious. Choice Home Warranty could help you save hundreds on home repairs!

They’ve been around since 2008, so they’re a trusted name, offering affordable plans to cover your home’s appliances and systems that might fail due to regular wear and tear. Picture this: Your air conditioning unit breaks down during a heatwave. Instead of paying $1500 for repairs, you could let Choice Home Warranty handle all your covered home repair bills. They even have a nationwide network of 25,000 plus technicians.

This could save you a lot of money in no time! Sign up for a plan here and take advantage of Choice Home Warranty's limited-time offer to lock in their low 2024 rates - even in 2025! They’ll even give you 1 month for Free! When something covered in your home breaks, simply submit a claim online or call their 24/7 customer service. Don’t miss out! Secure these special rates before they’re gone!

Sign Up Now

4. Ask this Company to Pay off your Debt

Drowning in debt? Every month you wait makes it worse — more interest, more stress, and fewer options. If you’re carrying over $20,000 in credit cards, personal loans, or medical bills, it’s time to hit back.
Freedom Debt Relief could help slash what you owe and roll your debts into one low monthly payment. No upfront fees. No hidden tricks. You only pay when your debt gets resolved.

Many clients find relief in as little as 24–48 months — and the first step takes just 30 seconds. Answer a few quick questions and see if you qualify.

Check Your Eligibility Today

 

5. Stop Overpaying on Auto Insurance

Take charge of your insurance today! Most people don’t realize they are overspending hundreds of dollars on their insurance rates yearly. It’s time to feel confident about the insurance coverage you are using.

This company, called Coverage helps you compare insurance options that fit your needs. By logging on and taking a short quiz, you can get fast, personalized results from top agencies that match your criteria.

Take a few minutes to answer a few questions to save  hundreds per year.

See how much you can save

6. Crush Debt Without a Second Job—Tap Your Home for Fast Cash

I get it—watching your credit card balances climb while you’re doing everything to stay afloat is exhausting. That’s where Hometap comes in: it turns your home equity into upfront cash, no loan, no monthly payments—just real relief to finally knock that debt down.

Hometap lets homeowners access their home equity without taking out a loan or making monthly payments. Instead, it offers a home equity investment—a lump sum in exchange for a share in the home’s future value. Homeowners can receive up to 25% of their home’s value (up to $600,000) and have 10 years to settle, usually by selling or refinancing.

How it works:

Check eligibility – Must own a qualifying home, have 25%+ equity, current on mortgage payments, a 500+ credit score, and live in one of these states:
AZ, CA, FL, MI, MN, NV, NY, NJ, NC, OH, OR, PA, SC, UT, VA, WA.

Request an estimate – Share basic info to get a preliminary offer.
Apply – Complete the application and schedule an appraisal ($299–$1,000).
Sign and close – Review terms and pay ~3.5% in closing costs.
Receive funds – Get cash in days.
Settle later – Repay via refinance, buyout, or home sale.

Ready to unlock your home’s potential?
Apply Now

7. This Company has Paid Over $2M to its Users!

Tired of watching real estate prices continually go up, keeping you priced out of the market?

Well, get off the sidelines and into the action. You can start investing in your future with as little as $20!

Ark7 enables you to earn monthly passive income, plus other financial benefits of real estate investing by purchasing shares in rental properties.

Ark7 is a trailblazing, SEC-qualified fractional real estate investment platform that’s making real estate investing accessible to everyone. With its intuitive mobile app, the Ark7 platform is designed with user-friendliness in mind, allowing you to make informed decisions.

Sign up for Ark7 today

 

 

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